I took out the insurance last year. I was flying to the US in the middle of the last terrorist scare in London when handbaggage was banned. It wasn't clear if handbaggage was allowed from Amsterdam, and I have absolutely no faith in baggage handlers, anywhere in the world. As it turned out I could take my rucksack as handbaggage without any problems, but I am still glad to have the insurance - I had to list everything and it's value - I was shocked by how much it added up to!
Since it also covers theft from a vehicle or hotel room I feel it is worth it, if only so I don't have to take the whole kit with me everytime I go for a meal or whatever.
Some contents insurances will cover your camera gear, usually if you list them seperately, just as you can insure other valuables, but again the restrictions can make it that it isn't worth it.

I'd rather pay the 80 euros and be covered than lose the lot - I can't afford to replace it, and saving up would only work if you could be sure nothing would happen until you have a replacement sum saved up. It is a new for old policy.

Living in the Netherlands I can't use the Pentax user offer, but I do have my kit insured.
It is insured for loss, theft, accident in fact anything you can think of AND is covered if my kit has to checked in as hold luggage anytime so I am covered for lightfingered and clumsy baggage handlers. This is very unusual. You need to read the small print very carefully. Some insurers seem to only pay out if the camera/lens/whatever was on your person in a suitable bag at the time you had it stolen/dropped it/whatever. It costs me 80 euros a year.

I have the 2160. It is cheap and does what it says on the packet. Never had a problem with it. It is small and neat, and great for travelling.
Some people prefer an image tank with a screen so they can actually see their photos have been successfully downloaded before wiping the card, but we've never had a problem with it.

I think it is a shame that the swan is overexposed- you can't see the details on the body at all, just a huge white blob, the neck is not much better. Pity.

Lovely photo of your dog. My Grandson is called Merlijn, which is the Dutch version of Merlin

Takes me back to happy days on White Horse Hill and the Ridgeway - I used to live in Wantage!

Andy, I think they definitely count as stunning images. Wow!

Way back in the dawn of time I owned a Zenith SLR. When that died I had a series of compact cameras. I only took family snapshots then, no time for anything else. Then I bought a Sony Mavica for my OH. He had borrowed one from a friend in California whilst we were on holiday there and really liked it. I liked it too and began to trekindle my interest in photography. Whilst driving Route 66 I decided I wanted an SLR again, I was too frustrated with the limitations of my Fuji compact. So I bought a Pentax on the advice of the man in Alberquerque..
Then came the time that I wanted to go digital. I never considered changing brands then so went for the Ds. When the Mavica died I bought my OH a Canon S2 IS, (his choice) which he loves enough to have spent 180 odd euros on having it repaired It took them 6 weeks to do too (which I understand is fast for Canon NL!). He has no interest in an SLR and I don't like his Canon, it is too fiddly for me, so at least we don't argue over cameras

Not from Pentax but have you seen ths story?
http://news.bbc.co.uk/1/hi/technology/6263551.stm

Since here in Holland, and I think also in most of Britain the temperature has only got below freezing on a couple of nights, and most of the time has been around 10 degrees C, it really shouldn't have been cold enough to effect the batteries. If they are affected by those temperatures what will they do in the Himalayas (or even in cosy Winnipeg where I hear it has been -21 )