Another pointless thread

They weren't with me this morning - had run away screaming at the thought of doing some work

Possibly :-
Different values of excess eg £50 or £100 on a claim
Different liability limits eg rebuilding costs £1M or £500K
Been with Saga too long?


regards
Bernard

I spent 2 hours , sitting at my desk, with a quote on each side of me and a pile of blank paper in front of me.

I must be missing something - the difference is too great - but I cannot spot why they vary so much.

Back to the Bank tomorrow I think

Saga are very cynical, they sucker you in with very low rates and gradually ramp them up in the knowledge that their customers trust them and are unlikely to shop around. I had the car insured with them and now find Mercedes Benz insurance is half of what Saga charge.

Ah - now I'll admit that the car has for many years been with Ford [ yup and it's a Freelander ]

Thanks for that comment Ken - confirms things for me . I'm adding one wee thing to the Insurance [ even though it should be covered - the wee bit where if a foot goes through the ceiling ...etc - can't see that happening - I don't go up to my attic unless I'm forced to - but a workman should be covered by his own insurance . However we'll make sure of that.

Camera cover for me is fine f£1000 is it's out of the house, so that covers the K-30 nicely

A lot of insurers will edge your premiums up if you don't keep them in check with what the competition are offering, as for Saga I asked them for a quote for travel insurance once, they wanted almost £250 for a week in the Canaries, OK I have health problems but I got a more respectable offer of £60 through a broker, so much for looking after the over 50s who are more likely to have health problems.

I managed to get Worldwide cover from the Co-op a few years back - excellent price but sadly it won't last much longer [ because of my age

However then Europe should be all I need and I reckon I can find that .

I'll admit - I've been happy since Raymond's death to let a lot of things just continue - but I did check carefully with the car and I'll admit they were fantastic after a 'gentleman' opened his car door and made a mess of my front wing - they agreed I was blameless - I gave them the photos to prove it - and were more than willing to go to Court for me . When my kids are up visiting they go on the policy at no charge

Who was it used to say " Get the strength of the Insurance round you " ?

Prudential?

Try going through...

http://www.moneysavingexpert.com/insurance/home-insurance

The site owner is often on BBC Radio 2 talking about
money saving ideas.

With Aviva car insurance 3 years ago I got 12 months for
the cost of 9 plus I think it was £60 cash back. I've renewed
with them twice since because they are still the cheapest.

There was a woman on that site that got loads of discounts
and finished up paying about £18 for the years car
insurance.

'

Had car insurance through Saga a few years back. Brilliant to start with and included £50.00 Marks & Spencer vouchers. Next year the quote doubled and when questioned was told it was still a fair price even at the new rate.

Interesting - I can't say that my Premiums with them doubled like that - but by the heck - looking back they have certainly gone up each year.

Fortunately it's the only Insurance I have with them - and they are off my list for the future

I've the car with L&V....

.....We get multi car discount...

........and when we thought it was getting expensive we chevked with the meerkats and one or two others...

..............seems it was still competative, so...

I've just recently had several quotes the cheapest were from Churchill, Aviva, and Privilege, Privilege won out as we decided to opt for multi car discount and they gave me free courtesy car cover for the first year, but the Aviva quote was very reasonable.

My work means I have a lot of contact with insurers and to be honest if I expressed my true opinions here about most of them would probably see me getting a ban for foul and abusive language

In my polite and sanitised 'opinion' I would not recommend Aviva, Zurich, Octagon or Equity which is as shame as they all (except Octagon) once provided great service but not any more

I chose Axa this year and paid £50 more to do so that I could have done with Octagon and about £20 more than Aviva

Tis only my opinion though.

We are getting a tad serious

Sorry - my fault for starting all this